Fire & Allied Perils Insurance
The fire insurance policy covers immovable and movable property; buildings, plant and machinery, furniture, fixtures, fittings, contents, stocks / stock in process, raw materials, goods held in trust or in commission, including stocks at suppliers / customer’s premises, machinery temporarily removed from the premises for repairs due to loss or damage by fire or due to any of the perils mentioned hereunder:
❖ Explosions
❖ Storms, tempests and floods
❖ Earthquakes, volcanic eruptions
❖ Aircraft or any other aerial devices or articles dropped from impact damage by your own or any third party road vehicles, horses or cattle
❖ Malicious damage
❖ Theft/Burglary following a forcible entry/exit from the insured premises
❖ Accidental damage to plate glass fixed to the buildings
❖ Removal of debris expenses following losses or damages to the insured property
❖ Fire brigade charges and extinguishing expenses
❖ Architects, surveyors and legal and consulting engineering fees
❖ Bursting or overflowing of water tanks, apparatus or pipes
❖ Loss of profits or interruption of business
❖ Loss of Rent
❖ Third party legal liability including the liability of landlords towards their tenants
❖ Tenants liability towards their landlords
❖ Strikes, riots & civil commotions
