Personal Accident Insurance
This type of coverage is intended for individuals only. The salient features of this coverage are:
❖ Worldwide 24/7 protection for yourself and your family.
❖ Accidental death, permanent total disablement, permanent partial disablement, temporary total disablement, repatriation of mortal remains and medical expenses.
❖ 100% of coverage the sum insured is paid in case of accidental death or permanent total disablement.
❖ In case of permanent partial disablement, a certain percentage of the sum insured is paid as per the scale of disabilities, depending on which part of the human body is permanently injured.
❖ If the insured person sustains an injury which incapacitates them and as a consequence they are unable to resume their duties for a specified period of time, then the weekly benefit is indemnified according to the insured’s weekly salaries.
❖ Repatriation of mortal remains expenses paid can also be reimbursed if the insured person requires repatriation of his mortal remains to his country of origin, as a result of an accidental death.
❖ Medical expenses paid can also be reimbursed if the insured person requires hospitalization or medical treatment as a result of an accident.
Your health insurance policy usually covers your hospital bills. However, with our personal accident insurance policy you can get an additional lump sum amount.
